| GRI Standard (2016) |
Disclosure |
URL/Response |
| 101: Foundation |
[GRI 101 does not include any disclosures] |
|
| 102-1 |
Name of the organization |
Regions Financial Corporation |
| 102-2 |
Activities, brands, products, and services |
2019 Annual Review and ESG Report,
“Business Overview” section;
2020 Proxy Statement, “Proxy Summary” section (page 6);
2019 Annual Report on Form 10-K, “Business” section (pages 10-11) |
| 102-3 |
Location of headquarters |
Birmingham, Alabama |
| 102-4 |
Location of operations |
2019 Annual Review and ESG Report,
“Business Overview” section;
2020 Proxy Statement, “Proxy Summary” section (page 6);
2019 Annual Report on Form 10-K, “Business” section (page 10) |
| 102-5 |
Ownership and legal form |
Amended and Restated Certificate of Incorporation;
2019 Annual Report on Form 10-K, “Business” section (page 10) |
| 102-6 |
Markets served |
2019 Annual Review and ESG Report,
“Business Overview” section;
2019 Annual Report on Form 10-K, “Business” section (page 10) |
| 102-7 |
Scale of the organization |
2019 Annual Review and ESG Report,
“Business Overview” section;
2020 Proxy Statement, “Proxy Summary” section (page 6);
2019 Annual Report on Form 10-K, “Business” section (pages 10-11 and page 19) and “Properties” section (page 34) |
| 102-8 |
Information on employees and other workers |
2019 Annual Review and ESG Report,
“Associates” section |
| 102-9 |
Supply Chain |
2019 Annual Review and ESG Report,
“Associates” section |
| 102-10 |
Significant changes to the organization and its supply chain |
2019 Annual Report on Form 10-K, “Market For Registrant’s Common Equity, Related Stockholder Matters and Issuer Purchases of Equity Securities” section (page 37) and “Management’s Discussion and Analysis” section (pages 39-40) |
| 102-12 |
External initiatives |
2020 Proxy Statement, “Environmental and Social Practices” section (page 33); 2019 Community Engagement Report;
Regions Human Rights Statement;
Regions Vendor Code of Conduct;
Regions’ Doing More Today website |
| 102-13 |
Membership of associations |
2019 Annual Review and ESG Report,
“Governance and Ethics” section;
2020 Proxy Statement, “Environmental and Social Practices” section (page 33);
2019 Government Affairs Annual Report |
| 102-14 |
Statement from senior decision-maker |
2020 CEO’s Letter, as provided on Regions’ website and linked in the 2019 Annual Review and ESG Report,
“Business Overview” section |
| 102-15 |
Key Impacts, risks, and opportunities |
2019 Annual Review and ESG Report, throughout;
2020 Proxy Statement, “Environmental and Social Practices” section (pages 33-35 and pages 37-38) and “Corporate Governance” section (page 51 and pages 54-58);
2019 Annual Report on Form 10-K, “Risk Factors” section (pages 20-33) and “Management’s Discussion and Analysis” section (pages 37-40) |
| 102-16 |
Values, principles, standards, and norms of behavior |
2019 Annual Review and ESG Report, throughout;
2020 Proxy Statement, inside front cover, Letter from the Chair of the Board, “Proxy Summary” section (pages 6-7), “Environmental and Social Practices” section (pages 39-40), and “Corporate Governance” section (page 49);
Code of Business Conduct and Ethics;
Code of Ethics for Senior Financial Officers;
Regions Human Rights Statement;
Regions Vendor Code of Conduct;
Regions’ Doing More Today website |
| 102-17 |
Mechanisms for advice and concerns about ethics |
2019 Annual Review and ESG Report,
“Governance and Ethics” section;
2020 Proxy Statement, “Environmental and Social Practices” section (page 39);
Code of Business Conduct and Ethics |
| 102-18 |
Governance structure |
2019 Annual Review and ESG Report,
“Governance and Ethics” section;
2020 Proxy Statement, “Environmental and Social Practices” section (page 35) and “Corporate Governance” section (throughout);
Corporate Governance Principles;
“Governance Overview” page on Regions’ website |
| 102-20 |
Executive-level responsibility for economic, environmental, and social topics |
Primary responsibility for the governance of these areas is vested in the Corporate Secretary and Chief Governance Officer, the Chief Human Resources Officer, the Chief Risk Officer, and the Head of Corporate Real Estate and Procurement. For more information, please see the 2019 Annual Review and ESG Report,
“Governance and Ethics” section. |
| 102-21 |
Consulting stakeholders on economic, environmental, and social topics |
2019 Annual Review and ESG Report,
“Business Overview” section;
2020 Proxy Statement, “Environmental and Social Practices” section (page 35) and “Corporate Governance” section (page 50) |
| 102-22 |
Composition of the highest governance body and its committees |
2019 Annual Report and ESG Report,
“Governance and Ethics” section;
2020 Proxy Statement, “Corporate Governance” section (pages 69-74);
Corporate Governance Principles; Committee Charters for each of the Board of Directors’
Audit Committee,
Compensation and Human Resources Committee,
Nominating and Corporate Governance Committee, and
Risk Committee |
| 102-23 |
Chair of the highest governance body |
2019 Annual Review and ESG Report,
“Governance and Ethics” section; 2020 Proxy Statement, “Corporate Governance” section (pages 53-54);
Corporate Governance Principles |
| 102-24 |
Nominating and selecting the highest governance body |
2020 Proxy Statement, “Proposal 1” section (pages 15-19) and “Corporate Governance” section (pages 59-60, page 62, and page 73);
Corporate Governance Principles;
Nominating and Corporate Governance Committee Charter |
| 102-25 |
Conflicts of interest |
2019 Annual Review and ESG Report,
“Governance and Ethics” section;
2020 Proxy Statement, “Environmental and Social Practices” section (page 39), “Corporate Governance” section (page 49 and pages 62-67), and “Ownership of Regions Common Stock” section (pages 75-77);
Corporate Governance Principles;
Code of Business Conduct and Ethics;
Code of Ethics for Senior Financial Officers |
| 102-26 |
Role of highest governance body in setting purpose, values, and strategy |
2019 Annual Review and ESG Report,
“Governance and Ethics” section;
2020 Proxy Statement, Letter from the Chair of the Board and “Corporate Governance” section (pages 48-49);
Corporate Governance Principles |
| 102-27 |
Collective knowledge of highest governance body |
2019 Annual Review and ESG Report,
“Governance and Ethics” section;
2020 Proxy Statement, “Proposal 1” section (pages 16-19), “Environmental and Social Practices” section (page 35), and “Corporate Governance” section (pages 59-60 and page 63);
Corporate Governance Principles |
| 102-28 |
Evaluating the highest governance body’s performance |
2020 Proxy Statement, Letter from the Chair of the Board and “Corporate Governance” section (pages 59-60);
Corporate Governance Principles |
| 102-29 |
Identifying and managing economic, environmental, and social impacts |
2019 Annual Review and ESG Report,
“Business Overview” section and
“Governance and Ethics” section;
2020 Proxy Statement, “Environmental and Social Practices” section (page 33 and page 35) and “Corporate Governance” section (pages 48-52 and pages 54-58); 2019 Community Engagement Report;
Regions Human Rights Statement;
Regions Vendor Code of Conduct |
| 102-30 |
Effectiveness of risk management processes |
2020 Proxy Statement, “Environmental and Social Practices” section (page 35, page 37, and page 42) and “Corporate Governance” section (pages 48-49 and pages 54-58) |
| 102-31 |
Review of economic, environmental, and social topics |
2019 Annual Review and ESG Report,
“Governance and Ethics” section;
2020 Proxy Statement, “Environmental and Social Practices” section (page 35) and “Corporate Governance” section (pages 71-74) |
| 102-32 |
Highest governance body’s role in sustainability reporting |
2019 Annual Review and ESG Report,
“Governance and Ethics” section;
2020 Proxy Statement, “Environmental and Social Practices” section (page 35) and “Corporate Governance” section (page 73);
Nominating and Corporate Governance Committee Charter |
| 102-33 |
Communicating critical concerns |
2019 Annual Review and ESG Report,
“Governance and Ethics” section;
2020 Proxy Statement, “Environmental and Social Practices” section (page 39) and “Corporate Governance” section (pages 54-56);
Code of Business Conduct and Ethics;
Code of Ethics for Senior Financial Officers |
| 102-34 |
Nature and total number of critical concerns |
2019 Annual Review and ESG Report,
“Governance and Ethics” section;
2020 Proxy Statement, “Environmental and Social Practices” section (pages 39-40);
2019 Annual Report on Form 10-K, “Risk Factors” section (pages 20-33) and “Note 24 — Commitments, Contingencies and Guarantees” section (pages 164-165);
Code of Business Conduct and Ethics;
Code of Ethics for Senior Financial Officers |
| 102-35 |
Remuneration policies |
2019 Annual Review and ESG Report,
“Governance and Ethics” section;
2020 Proxy Statement, “Proxy Summary” section (pages 12-13), “Proposal 1” section (pages 26-27), “Proposal 3” section (page 32), “Corporate Governance” section (page 69), “Ownership of Regions Common Stock” section (pages 75-77), “Compensation Discussion and Analysis” section (pages 79-100), and “Compensation of Executive Officers” section (pages 101-112);
2019 Annual Report on Form 10-K, “Security Ownership of Certain Beneficial Owners and Management and Related Stockholder Matters” section (page 174) |
| 102-36 |
Process for determining remuneration |
2019 Annual Review and ESG Report,
“Governance and Ethics” section;
2020 Proxy Statement, “Proxy Summary” section (pages 12-13), “Proposal 1” section (pages 26-27), “Proposal 3” section (page 32), “Ownership of Regions Common Stock” section (pages 75-77), “Compensation Discussion and Analysis” section (pages 79-100), and “Compensation of Executive Officers” section (pages 101-112) |
| 102-37 |
Stakeholders’ involvement in remuneration |
2019 Annual Review and ESG Report,
“Business Overview” section;
2020 Proxy Statement, “Proposal 3” section (page 32), “Corporate Governance” section (pages 50-52), and “Compensation Discussion and Analysis” section (pages 82-85);
2019 Annual Report on Form 10-K, “Security Ownership of Certain Beneficial Owners and Management and Related Stockholder Matters” section (page 174) |
| 102-38 |
Annual total compensation ratio |
2020 Proxy Statement, “Compensation of Executive Officers” section (pages 103-104) |
| 102-39 |
Percentage increase in annual total compensation ratio |
2020 Proxy Statement, “Compensation of Executive Officers” section (pages 103-104) |
| 102-40 |
List of stakeholder groups |
2019 Annual Review and ESG Report,
“Business Overview” section;
2020 Proxy Statement, “Environmental and Social Practices” section (page 35) and “Corporate Governance” section (page 50);
2019 Government Affairs Annual Report |
| 102-41 |
Collective bargaining agreements |
Regions associates are not subject to collective bargaining agreements. |
| 102-42 |
Identifying and selecting stakeholders |
2019 Annual Review and ESG Report,
“Business Overview” section;
2020 Proxy Statement, “Environmental and Social Practices” section (page 35 and page 47) and “Corporate Governance” section (page 50);
2019 Government Affairs Annual Report |
| 102-43 |
Approach to stakeholder engagement |
2019 Annual Review and ESG Report, throughout;
2020 Proxy Statement, “Environmental and Social Practices” section (page 35 and pages 39-47) and “Corporate Governance” section (pages 50-54);
2019 Annual Report on Form 10-K, “Business” section (pages 10-19) |
| 102-44 |
Key topics and concerns raised |
2019 Annual Review and ESG Report, throughout;
2020 Proxy Statement, “Environmental and Social Practices” section (pages 39-47) and “Corporate Governance” section (pages 50-54) |
| 102-45 |
Entities included in the consolidated financial statements |
Regions Financial Corporation Subsidiaries at December 31, 2019, filed as Exhibit 21 to
2019 Annual Report on Form 10-K |
| 102-46 |
Defining report content and topic Boundaries |
The 2019 Annual Review and ESG Report’s content and topic boundaries were determined based on an evaluation of Regions’ operations, emerging trends and stakeholder feedback, peer analysis, and evaluation of disclosure standards, such as those developed by the Sustainability Accounting Standards Board. For more information, please see “About This Report” at the beginning of this report. |
| 102-48 |
Restatement of information |
Regions Financial Corporation has not been required to file any financial restatements since issuing its last ESG Report in 2018.
The
2018 ESG Report (pages 36-37) stated Regions invested $3.4 billion in small business and small farm lending, contributing to a total of $4.9 billion invested in community development. On that same topic, the 2019 Annual Review and ESG Report states Regions invested $2 billion in small business and small farm lending, contributing to a total of $3.6 billion invested in community development. |
| 102-49 |
Changes in reporting |
As compared to the
2018 ESG Report, the 2019 Annual Review and ESG Report has been expanded to include materials previously published separately as an Annual Review (see Regions’ website for
previous years’ Annual Reviews). The Annual Review and ESG Report has also been enhanced to provide additional information about corporate governance and stakeholder engagement, human capital management, customer and community involvement, and environmental metrics and performance. |
| 102-50 |
Reporting period |
January 1 through December 31, 2019, unless otherwise noted |
| 102-51 |
Date of most recent report |
June 2019 |
| 102-52 |
Reporting cycle |
Annually since 2009 |
| 102-53 |
Contact point for questions regarding the report |
Hope Mehlman — Corporate Secretary, Chief Governance Officer and Deputy General Counsel
governance@regions.com; 1-800-REGIONS (734-4667) |
| 102-54 |
Claims of reporting in accordance with the GRI Standards |
The 2019 Annual Review and ESG Report references the GRI Standards (2016). |
| 102-55 |
GRI content index |
2019 Annual Review and ESG Report, “GRI Content Index” |
| 102-56 |
External assurance |
The 2019 Annual Review and ESG Report was not externally assured. |
| 201-1 |
Direct economic value generated and distributed |
2019 Annual Review and ESG Report,
“Business Overview” section;
2020 Proxy Statement, “Proxy Summary” section (pages 6-9); 2019 Community Engagement Report;
2019 Annual Report on Form 10-K, “Financial Statements and Supplementary Data” section (pages 91-95);
2019 CDP Climate Change Response;
2018 SASB Disclosure |
| 201-2 |
Financial implications and other risks and opportunities due to climate change |
2019 Annual Review and ESG Report,
“Environment” section;
2020 Proxy Statement, “Environmental and Social Practices” section (page 35 and page 37) and “Corporate Governance” section (page 54);
2019 Annual Report on Form 10-K, “Forward-Looking Statements” section (page 8) and “Risk Factors” section (page 21);
2019 CDP Climate Change Response;
2018 SASB Disclosure |
| 201-3 |
Defined benefit plan obligations and other retirement plans |
2019 Annual Review and ESG Report,
“Associates” section;
2020 Proxy Statement, “Proposal 1” section (pages 26-27), “Environmental and Social Practices” section (page 41), “Compensation Discussion and Analysis” section (pages 77-100), and “Compensation of Executive Officers” section (pages 101-112);
2019 Annual Report on Form 10-K, “Management’s Discussion and Analysis” section (pages 53-54), “Financial Statements and Supplementary Data” section (page 105), and “Note 18 — Employee Benefit Plans” section (pages 144-148) |
| 201-4 |
Financial assistance received from government |
Regions did not receive financial assistance from any government besides the United States during the reporting period. No governmental entities own shares in the Company at this time. Regions discusses tax credit investments in the “Business” section (page 11), “Financial Statements and Supplementary Data” section (pages 104-105), “Note 2 — Variable Interest Entities” section (page 115), and “Note 20 — Income Taxes” section (pages 149-152) of our
2019 Annual Report on Form 10-K. |
| 103-1 |
Explanation of the material topic and its Boundary |
2019 Annual Review and ESG Report,
“Responsible Banking” section and
“Communities” section;
2020 Proxy Statement, “Environmental and Social Practices” section (pages 45-46); 2019 Community Engagement Report |
| 103-2 |
The management approach and its components |
2019 Annual Review and ESG Report,
“Responsible Banking” section and
“Communities” section;
2020 Proxy Statement, “Environmental and Social Practices” section (pages 45-46); 2019 Community Engagement Report |
| 103-3 |
Evaluation of the management approach |
2019 Annual Review and ESG Report,
“Responsible Banking” section and
“Communities” section;
2020 Proxy Statement, “Environmental and Social Practices” section (pages 45-46); 2019 Community Engagement Report |
| 203-1 |
Infrastructure investments and services supported |
2019 Annual Review and ESG Report,
“Responsible Banking” section and
“Communities” section;
2020 Proxy Statement, “Environmental and Social Practices” section (pages 45-46); 2019 Community Engagement Report |
| 203-2 |
Significant indirect economic impacts |
2019 Annual Review and ESG Report,
“Responsible Banking” section and
“Communities” section;
2020 Proxy Statement, “Environmental and Social Practices” section (pages 45-46); 2019 Community Engagement Report |
| 103-1 |
Explanation of the material topic and its Boundary |
2019 Annual Review and ESG Report,
“Associates” section;
2020 Proxy Statement, Letter from the Chair of the Board and “Environmental and Social Practices” section (page 39);
Regions Human Rights Statement;
Regions Vendor Code of Conduct |
| 103-2 |
The management approach and its components |
2019 Annual Review and ESG Report,
“Associates” section;
2020 Proxy Statement, Letter from the Chair of the Board and “Environmental and Social Practices” section (page 39);
Regions Human Rights Statement;
Regions Vendor Code of Conduct |
| 103-3 |
Evaluation of the management approach |
2019 Annual Review and ESG Report,
“Associates” section;
2020 Proxy Statement, Letter from the Chair of the Board and “Environmental and Social Practices” section (page 39);
Regions Human Rights Statement;
Regions Vendor Code of Conduct |
| 204-1 |
Proportion of spending on local suppliers |
2019 Annual Review and ESG Report,
“Associates” section |
| 103-1 |
Explanation of the material topic and its Boundary |
2019 Annual Review and ESG Report,
“Governance and Ethics” section;
Code of Business Conduct and Ethics;
Code of Ethics for Senior Financial Officers |
| 103-2 |
The management approach and its components |
2019 Annual Review and ESG Report,
“Governance and Ethics” section;
Code of Business Conduct and Ethics;
Code of Ethics for Senior Financial Officers |
| 103-3 |
Evaluation of the management approach |
2019 Annual Review and ESG Report,
“Governance and Ethics” section;
Code of Business Conduct and Ethics;
Code of Ethics for Senior Financial Officers |
| 205-1 |
Operations assessed for risks related to corruption |
2019 Annual Review and ESG Report,
“Governance and Ethics” section;
Code of Business Conduct and Ethics |
| 205-2 |
Communication and training about anti-corruption policies and procedures |
2019 Annual Review and ESG Report,
“Governance and Ethics” section;
2020 Proxy Statement, “Environmental and Social Practices” section (page 39);
Code of Business Conduct and Ethics |
| 205-3 |
Confirmed incidents of corruption and actions taken |
Material events are disclosed in the “Commitments, Contingencies, and Guarantees” footnote (pages 164-165) to the Consolidated Financial Statements in our
2019 Annual Report on Form 10-K. Evaluation of incidents and appropriate courses of action are made in conformance with our
Code of Business Conduct and Ethics. |
| 103-1 |
Explanation of the material topic and its Boundary |
2019 Annual Review and ESG Report,
“Governance and Ethics” section;
Code of Business Conduct and Ethics |
| 103-2 |
The management approach and its components |
2019 Annual Review and ESG Report,
“Governance and Ethics” section;
Code of Business Conduct and Ethics |
| 103-3 |
Evaluation of the management approach |
2019 Annual Review and ESG Report,
“Governance and Ethics” section;
Code of Business Conduct and Ethics |
| 206-1 |
Legal actions for anti-competitive behavior, anti-trust, and monopoly practices |
Material events are disclosed in the “Commitments, Contingencies, and Guarantees” footnote (pages 164-165) to the Consolidated Financial Statements in our
2019 Annual Report on Form 10-K. |
| 103-1 |
Explanation of the material topic and its Boundary |
2019 Annual Review and ESG Report,
“Business Overview” section;
2019 Annual Report on Form 10-K, “Management’s Discussion and Analysis” section (pages 54-55) and “Note 1 — Summary of Significant Accounting Policies” section (pages 104-105) |
| 103-2 |
The management approach and its components |
2019 Annual Review and ESG Report,
“Business Overview” section;
2019 Annual Report on Form 10-K, “Management’s Discussion and Analysis” section (pages 54-55) and “Note 1 — Summary of Significant Accounting Policies” section (pages 104-105) |
| 103-3 |
Evaluation of the management approach |
2019 Annual Review and ESG Report,
“Business Overview” section;
2019 Annual Report on Form 10-K, “Management’s Discussion and Analysis” section (pages 54-55) and “Note 1 — Summary of Significant Accounting Policies” section (pages 104-105) |
| 207-1 |
Approach to Tax |
2019 Annual Report and ESG Report,
“Business Overview” section and
“Governance and Ethics” section;
2019 Annual Report on Form 10-K, “Management’s Discussion and Analysis” section (page 37, page 41, pages 48-49, and pages 54-55), “Note 1 — Summary of Significant Accounting Policies” section (pages 104-105), “Note 2 — Variable Interest Entities” section (page 115), and “Note 20 — Income Taxes” section (pages 149-152) |
| 207-2 |
Tax governance, control, and risk management |
2019 Annual Report and ESG Report,
“Business Overview” section and
“Governance and Ethics” section;
2019 Annual Report on Form 10-K, “Management’s Discussion and Analysis” section (page 37, page 41, pages 48-49, and pages 54-55), “Note 1 — Summary of Significant Accounting Policies” section (pages 104-105), “Note 2 — Variable Interest Entities” section (page 115), and “Note 20 — Income Taxes” section (pages 149-152) |
| 207-3 |
Stakeholder engagement and management of concerns related to tax |
2019 Annual Report and ESG Report,
“Business Overview” section and
“Governance and Ethics” section;
2019 Annual Report on Form 10-K, “Management’s Discussion and Analysis” section (page 37, page 41, pages 48-49, and pages 54-55), “Note 1 — Summary of Significant Accounting Policies” section (pages 104-105), “Note 2 — Variable Interest Entities” section (page 115), and “Note 20 — Income Taxes” section (pages 149-152) |
| 103-1 |
Explanation of the material topic and its Boundary |
2019 Annual Review and ESG Report,
“Governance and Ethics” section and
“Environment” section;
2020 Proxy Statement, “Environmental and Social Practices” section (pages 36-38) and “Corporate Governance” section (pages 54-56);
2019 CDP Climate Change Response;
Environmental Sustainability Policy Statement, Goals, and Performance |
| 103-2 |
The management approach and its components |
2019 Annual Review and ESG Report,
“Governance and Ethics” section and
“Environment” section;
2020 Proxy Statement, “Environmental and Social Practices” section (pages 36-38) and “Corporate Governance” section (pages 54-56);
2019 CDP Climate Change Response;
Environmental Sustainability Policy Statement, Goals, and Performance |
| 103-3 |
Evaluation of the management approach |
2019 Annual Review and ESG Report,
“Governance and Ethics” section and
“Environment” section;
2020 Proxy Statement, “Environmental and Social Practices” section (pages 36-38) and “Corporate Governance” section (pages 54-56);
2019 CDP Climate Change Response;
Environmental Sustainability Policy Statement, Goals, and Performance |
| 301-1 |
Materials used by weight or volume |
2019 Annual Review and ESG Report,
“Environment” section;
2020 Proxy Statement, “Environmental and Social Practices” section (pages 36-38);
2019 CDP Climate Change Response;
Environmental Sustainability Policy Statement, Goals, and Performance |
| 103-1 |
Explanation of the material topic and its Boundary |
2019 Annual Review and ESG Report,
“Governance and Ethics” section and
“Environment” section;
2020 Proxy Statement, “Environmental and Social Practices” section (pages 36-38) and “Corporate Governance” section (pages 54-56);
2019 CDP Climate Change Response;
Environmental Sustainability Policy Statement, Goals, and Performance |
| 103-2 |
The management approach and its components |
2019 Annual Review and ESG Report,
“Governance and Ethics” section and
“Environment” section;
2020 Proxy Statement, “Environmental and Social Practices” section (pages 36-38) and “Corporate Governance” section (pages 54-56);
2019 CDP Climate Change Response;
Environmental Sustainability Policy Statement, Goals, and Performance |
| 103-3 |
Evaluation of the management approach |
2019 Annual Review and ESG Report,
“Governance and Ethics” section and
“Environment” section;
2020 Proxy Statement, “Environmental and Social Practices” section (pages 36-38) and “Corporate Governance” section (pages 54-56);
2019 CDP Climate Change Response;
Environmental Sustainability Policy Statement, Goals, and Performance |
| 302-1 |
Energy consumption within the organization |
2019 Annual Review and ESG Report,
“Environment” section;
2020 Proxy Statement, “Environmental and Social Practices” section (pages 36-38);
2019 CDP Climate Change Response;
Environmental Sustainability Policy Statement, Goals, and Performance |
| 302-2 |
Energy consumption outside of the organization |
2019 Annual Review and ESG Report,
“Environment” section;
2020 Proxy Statement, “Environmental and Social Practices” section (pages 36-38);
2019 CDP Climate Change Response;
Environmental Sustainability Policy Statement, Goals, and Performance |
| 302-3 |
Energy intensity |
2019 Annual Review and ESG Report,
“Environment” section;
2020 Proxy Statement, “Environmental and Social Practices” section (pages 36-38);
2019 CDP Climate Change Response;
Environmental Sustainability Policy Statement, Goals, and Performance |
| 302-4 |
Reduction of energy consumption |
2019 Annual Review and ESG Report,
“Environment” section;
2020 Proxy Statement, “Environmental and Social Practices” section (pages 36-38);
2019 CDP Climate Change Response;
Environmental Sustainability Policy Statement, Goals, and Performance |
| 302-5 |
Reductions in energy requirements of products and services |
2019 Annual Review and ESG Report,
“Environment” section;
2020 Proxy Statement, “Environmental and Social Practices” section (pages 36-38);
2019 CDP Climate Change Response;
Environmental Sustainability Policy Statement, Goals, and Performance |
| 103-1 |
Explanation of the material topic and its Boundary |
2019 Annual Review and ESG Report,
“Governance and Ethics” section and
“Environment” section;
2020 Proxy Statement, “Environmental and Social Practices” section (pages 36-38) and “Corporate Governance” section (pages 54-56);
2019 CDP Climate Change Response;
Environmental Sustainability Policy Statement, Goals, and Performance |
| 103-2 |
The management approach and its components |
2019 Annual Review and ESG Report,
“Governance and Ethics” section and
“Environment” section;
2020 Proxy Statement, “Environmental and Social Practices” section (pages 36-38) and “Corporate Governance” section (pages 54-56);
2019 CDP Climate Change Response;
Environmental Sustainability Policy Statement, Goals, and Performance |
| 103-3 |
Evaluation of the management approach |
2019 Annual Review and ESG Report,
“Governance and Ethics” section and
“Environment” section;
2020 Proxy Statement, “Environmental and Social Practices” section (pages 36-38) and “Corporate Governance” section (pages 54-56);
2019 CDP Climate Change Response;
Environmental Sustainability Policy Statement, Goals, and Performance |
| 305-1 |
Direct (Scope 1) GHG emissions |
2019 Annual Review and ESG Report,
“Environment” section;
2020 Proxy Statement, “Environmental and Social Practices” section (pages 36-38);
2019 CDP Climate Change Response;
Environmental Sustainability Policy Statement, Goals, and Performance |
| 305-2 |
Energy indirect (Scope 2) GHG emissions |
2019 Annual Review and ESG Report,
“Environment” section;
2020 Proxy Statement, “Environmental and Social Practices” section (pages 36-38);
2019 CDP Climate Change Response;
Environmental Sustainability Policy Statement, Goals, and Performance |
| 305-3 |
Other indirect (Scope 3) GHG emissions |
2019 Annual Review and ESG Report,
“Environment” section;
2020 Proxy Statement, “Environmental and Social Practices” section (pages 36-38);
2019 CDP Climate Change Response |
| 305-4 |
GHG emissions intensity |
2019 Annual Review and ESG Report,
“Environment” section;
2020 Proxy Statement, “Environmental and Social Practices” section (pages 36-38);
2019 CDP Climate Change Response;
Environmental Sustainability Policy Statement, Goals, and Performance |
| 305-5 |
Reduction of GHG emissions |
2019 Annual Review and ESG Report,
“Environment” section;
2020 Proxy Statement, “Environmental and Social Practices” section (pages 36-38);
2019 CDP Climate Change Response;
Environmental Sustainability Policy Statement, Goals, and Performance |
| 103-1 |
Explanation of the material topic and its Boundary |
2019 Annual Review and ESG Report,
“Governance and Ethics” section and
“Environment” section;
2020 Proxy Statement, “Environmental and Social Practices” section (pages 36-38) and “Corporate Governance” section (pages 54-56);
2019 CDP Climate Change Response;
Environmental Sustainability Policy Statement, Goals, and Performance |
| 103-2 |
The management approach and its components |
2019 Annual Review and ESG Report,
“Governance and Ethics” section and
“Environment” section;
2020 Proxy Statement, “Environmental and Social Practices” section (pages 36-38) and “Corporate Governance” section (pages 54-56);
2019 CDP Climate Change Response;
Environmental Sustainability Policy Statement, Goals, and Performance |
| 103-3 |
Evaluation of the management approach |
2019 Annual Review and ESG Report,
“Governance and Ethics” section and
“Environment” section;
2020 Proxy Statement, “Environmental and Social Practices” section (pages 36-38) and “Corporate Governance” section (pages 54-56);
2019 CDP Climate Change Response;
Environmental Sustainability Policy Statement, Goals, and Performance |
| 306-2 |
Waste by type and disposal method |
2019 Annual Review and ESG Report,
“Environment” section;
2020 Proxy Statement, “Environmental and Social Practices” section (pages 36-38);
2019 CDP Climate Change Response;
Environmental Sustainability Policy Statement, Goals, and Performance |
| 307-1 |
Non-compliance with environmental laws and regulations |
Since our last report, Regions has not been assessed any fines for non-compliance with environmental laws and regulations that had a material adverse effect on our operations. |
| 103-1 |
Explanation of the material topic and its Boundary |
2019 Annual Review and ESG Report,
“Associates” section;
2020 Proxy Statement, “Environmental and Social Practices” section (page 39);
Regions Vendor Code of Conduct |
| 103-2 |
The management approach and its components |
2019 Annual Review and ESG Report,
“Associates” section;
2020 Proxy Statement, “Environmental and Social Practices” section (page 39);
Regions Vendor Code of Conduct |
| 103-3 |
Evaluation of the management approach |
2019 Annual Review and ESG Report,
“Associates” section;
2020 Proxy Statement, “Environmental and Social Practices” section (page 39);
Regions Vendor Code of Conduct |
| 308-1 |
New suppliers that were screened using environmental criteria |
2019 Annual Review and ESG Report,
“Associates” section;
Regions Vendor Code of Conduct |
| 308-2 |
Negative environmental impacts in the supply chain and actions taken |
2019 Annual Review and ESG Report,
“Associates” section;
Regions Vendor Code of Conduct |
| 103-1 |
Explanation of the material topic and its Boundary |
2019 Annual Review and ESG Report,
“Business Overview” section and
“Associates” section;
2020 Proxy Statement, “Environmental and Social Practices” section (page 35 and pages 41-44), “Corporate Governance” section (pages 55-57 and page 72), and “Compensation Discussion and Analysis” section (page 79);
Code of Business Conduct and Ethics;
Regions Human Rights Statement |
| 103-2 |
The management approach and its components |
2019 Annual Review and ESG Report,
“Business Overview” section and
“Associates” section;
2020 Proxy Statement, “Environmental and Social Practices” section (page 35 and pages 41-44), “Corporate Governance” section (pages 55-57 and page 72), and “Compensation Discussion and Analysis” section (page 79);
Code of Business Conduct and Ethics;
Regions Human Rights Statement |
| 103-3 |
Evaluation of the management approach |
2019 Annual Review and ESG Report,
“Business Overview” section and
“Associates” section;
2020 Proxy Statement, “Environmental and Social Practices” section (page 35 and pages 41-44), “Corporate Governance” section (pages 55-57 and page 72), and “Compensation Discussion and Analysis” section (page 79);
Code of Business Conduct and Ethics;
Regions Human Rights Statement |
| 401-1 |
New employee hires and employee turnover |
2019 Annual Review and ESG Report,
“Associates” section |
| 401-2 |
Benefits provided to full-time employees that are not provided to temporary or part-time employees |
2019 Annual Review and ESG Report,
“Associates” section;
2020 Proxy Statement, “Environmental and Social Practices” (pages 41-42);
Code of Business Conduct and Ethics |
| 401-3 |
Parental leave |
2019 Annual Review and ESG Report,
“Associates” section;
2020 Proxy Statement, “Environmental and Social Practices” (page 42);
Code of Business Conduct and Ethics |
| 103-1 |
Explanation of the material topic and its Boundary |
2019 Annual Review and ESG Report,
“Governance and Ethics” section and
“Associates” section;
2020 Proxy Statement, “Environmental and Social Practices” section (pages 41-42 and page 47) and “Corporate Governance” section (pages 55-57 and page 72);
Code of Business Conduct and Ethics;
Regions Human Rights Statement;
2019 Government Affairs Annual Report |
| 103-2 |
The management approach and its components |
2019 Annual Review and ESG Report,
“Governance and Ethics” section and
“Associates” section;
2020 Proxy Statement, “Environmental and Social Practices” section (pages 41-42 and page 47) and “Corporate Governance” section (pages 55-57 and page 72);
Code of Business Conduct and Ethics;
Regions Human Rights Statement;
2019 Government Affairs Annual Report |
| 103-3 |
Evaluation of the management approach |
2019 Annual Review and ESG Report,
“Governance and Ethics” section and
“Associates” section;
2020 Proxy Statement, “Environmental and Social Practices” section (pages 41-42 and page 47) and “Corporate Governance” section (pages 55-57 and page 72);
Code of Business Conduct and Ethics;
Regions Human Rights Statement;
2019 Government Affairs Annual Report |
| 402-1 |
Minimum notice periods regarding operational changes |
Regions follows all applicable state and federal employment requirements including those found in the federal Worker Adjustment and Training Notification (WARN) Act. Regions associates are not subject to collective bargaining agreements. |
| 403-1 |
Occupational health and safety management system |
2019 Annual Review and ESG Report,
“Governance and Ethics” section and
“Associates” section;
2020 Proxy Statement, “Environmental and Social Practices” section (page 40);
Code of Business Conduct and Ethics;
Regions Human Rights Statement |
| 403-2 |
Hazard identification, risk assessment, and incident investigation |
2019 Annual Review and ESG Report,
“Governance and Ethics” section and
“Associates” section;
2020 Proxy Statement, “Environmental and Social Practices” section (page 40);
Code of Business Conduct and Ethics |
| 403-3 |
Occupational health services |
2019 Annual Review and ESG Report,
“Governance and Ethics” section and
“Associates” section;
2020 Proxy Statement, “Environmental and Social Practices” section (pages 39-42);
Code of Business Conduct and Ethics |
| 403-4 |
Worker participation, consultation, and communication on occupational health and safety |
2019 Annual Review and ESG Report,
“Governance and Ethics” section and
“Associates” section;
2020 Proxy Statement, “Environmental and Social Practices” section (pages 39-42);
Code of Business Conduct and Ethics |
| 403-5 |
Worker training on occupational health and safety |
2019 Annual Review and ESG Report,
“Governance and Ethics” section and
“Associates” section;
2020 Proxy Statement, “Environmental and Social Practices” section (page 40);
Code of Business Conduct and Ethics;
Regions Human Rights Statement |
| 403-6 |
Promotion of worker health |
2019 Annual Review and ESG Report,
“Governance and Ethics” section and
“Associates” section;
2020 Proxy Statement, “Environmental and Social Practices” section (pages 39-42) and “Compensation Discussion and Analysis” section (page 79);
Code of Business Conduct and Ethics;
Regions Human Rights Statement |
| 403-10 |
Work-related ill health |
2019 Annual Review and ESG Report,
“Associates” section;
2020 Proxy Statement, “Environmental and Social Practices” section (pages 41-42) and “Compensation Discussion and Analysis” section (page 79);
Code of Business Conduct and Ethics |
| 103-1 |
Explanation of the material topic and its Boundary |
2019 Annual Review and ESG Report,
“Business Overview” section,
“Governance and Ethics” section and
“Associates” section;
2020 Proxy Statement, “Environmental and Social Practices” section (page 35 and pages 39-44);
Code of Business Conduct and Ethics;
Regions Human Rights Statement |
| 103-2 |
The management approach and its components |
2019 Annual Review and ESG Report,
“Business Overview” section,
“Governance and Ethics” section and
“Associates” section;
2020 Proxy Statement, “Environmental and Social Practices” section (page 35 and pages 39-44);
Code of Business Conduct and Ethics;
Regions Human Rights Statement |
| 103-3 |
Evaluation of the management approach |
2019 Annual Review and ESG Report,
“Business Overview” section,
“Governance and Ethics” section and
“Associates” section;
2020 Proxy Statement, “Environmental and Social Practices” section (page 35 and pages 39-44);
Code of Business Conduct and Ethics;
Regions Human Rights Statement |
| 404-1 |
Average hours of training per year per employee |
2019 Annual Review and ESG Report,
“Business Overview” section,
“Governance and Ethics” section and
“Associates” section;
Code of Business Conduct and Ethics |
| 404-2 |
Programs for upgrading employee skills and transition assistance programs |
2019 Annual Review and ESG Report,
“Associates” section;
2020 Proxy Statement, “Environmental and Social Practices” section (pages 41-42 and page 44);
Code of Business Conduct and Ethics |
| 404-3 |
Percentage of employees receiving regular performance and career development reviews |
2019 Annual Review and ESG Report,
“Associates” section;
2020 Proxy Statement, “Environmental and Social Practices” section (page 41);
Code of Business Conduct and Ethics |
| 103-1 |
Explanation of the material topic and its Boundary |
2019 Annual Review and ESG Report,
“Business Overview” section,
“Governance and Ethics” section and
“Associates” section;
2020 Proxy Statement, Letter from the Chair of the Board, “Proxy Summary” section (pages 10-11), “Proposal 1” section (pages 16-19), “Environmental and Social Practices” section (page 35 and pages 39-44), “Corporate Governance” section (pages 48-49, page 52, page 62, and page 72), and “Compensation Discussion and Analysis” section (page 79);
Code of Business Conduct and Ethics;
Regions Human Rights Statement |
| 103-2 |
The management approach and its components |
2019 Annual Review and ESG Report,
“Business Overview” section,
“Governance and Ethics” section and
“Associates” section;
2020 Proxy Statement, Letter from the Chair of the Board, “Proxy Summary” section (pages 10-11), “Proposal 1” section (pages 16-19), “Environmental and Social Practices” section (page 35 and pages 39-44), “Corporate Governance” section (pages 48-49, page 52, page 62, and page 72), and “Compensation Discussion and Analysis” section (page 79);
Code of Business Conduct and Ethics;
Regions Human Rights Statement |
| 103-3 |
Evaluation of the management approach |
2019 Annual Review and ESG Report,
“Business Overview” section,
“Governance and Ethics” section and
“Associates” section;
2020 Proxy Statement, Letter from the Chair of the Board, “Proxy Summary” section (pages 10-11), “Proposal 1” section (pages 16-19), “Environmental and Social Practices” section (page 35 and pages 39-44), “Corporate Governance” section (pages 48-49, page 52, page 62, and page 72), and “Compensation Discussion and Analysis” section (page 79);
Code of Business Conduct and Ethics;
Regions Human Rights Statement |
| 405-1 |
Diversity of governance bodies and employees |
2019 Annual Review and ESG Report,
“Business Overview” section,
“Governance and Ethics” section and
“Associates” section;
2020 Proxy Statement, “Proxy Summary” section (pages 10-11), “Proposal 1” section (pages 16-25), “Environmental and Social Practices” section (pages 39-44), “Corporate Governance” section (page 49 and page 52), and “Compensation Discussion and Analysis” section (page 79);
Code of Business Conduct and Ethics |
| 103-1 |
Explanation of the material topic and its Boundary |
2019 Annual Review and ESG Report,
“Business Overview” section,
“Governance and Ethics” section and
“Associates” section;
2020 Proxy Statement, “Proxy Summary” section (pages 10-11), “Proposal 1” section (pages 16-25), “Environmental and Social Practices” section (pages 39-44), “Corporate Governance” section (page 49 and page 52), and “Compensation Discussion and Analysis” section (page 79);
Code of Business Conduct and Ethics;
Regions Human Rights Statement |
| 103-2 |
The management approach and its components |
2019 Annual Review and ESG Report,
“Business Overview” section,
“Governance and Ethics” section and
“Associates” section;
2020 Proxy Statement, “Proxy Summary” section (pages 10-11), “Proposal 1” section (pages 16-25), “Environmental and Social Practices” section (pages 39-44), “Corporate Governance” section (page 49 and page 52), and “Compensation Discussion and Analysis” section (page 79);
Code of Business Conduct and Ethics;
Regions Human Rights Statement |
| 103-3 |
Evaluation of the management approach |
2019 Annual Review and ESG Report,
“Business Overview” section,
“Governance and Ethics” section and
“Associates” section;
2020 Proxy Statement, “Proxy Summary” section (pages 10-11), “Proposal 1” section (pages 16-25), “Environmental and Social Practices” section (pages 39-44), “Corporate Governance” section (page 49 and page 52), and “Compensation Discussion and Analysis” section (page 79);
Code of Business Conduct and Ethics;
Regions Human Rights Statement |
| 406-1 |
Incidents of discrimination and corrective actions taken |
Material events are disclosed in the “Commitments, Contingencies, and Guarantees” footnote (pages 164-165) to the Consolidated Financial Statements in our
2019 Annual Report on Form 10-K. Evaluation of incidents and appropriate courses of action are made in conformance with our
Code of Business Conduct and Ethics. |
| 407-1 |
Operations and suppliers in which the right to freedom of association and collective bargaining may be at risk |
Regions associates are not subject to collective bargaining agreements. On suppliers, see the
Regions Vendor Code of Conduct. |
| 103-1 |
Explanation of the material topic and its Boundary |
2019 Annual Review and ESG Report,
“Governance and Ethics” section;
2020 Proxy Statement, “Environmental and Social Practices” section (page 37 and page 39) and “Corporate Governance” section (page 73);
Code of Business Conduct and Ethics;
Regions Human Rights Statement;
Regions Vendor Code of Conduct |
| 103-2 |
The management approach and its components |
2019 Annual Review and ESG Report,
“Governance and Ethics” section;
2020 Proxy Statement, “Environmental and Social Practices” section (page 37 and page 39) and “Corporate Governance” section (page 73);
Code of Business Conduct and Ethics;
Regions Human Rights Statement;
Regions Vendor Code of Conduct |
| 103-3 |
Evaluation of the management approach |
2019 Annual Review and ESG Report,
“Governance and Ethics” section;
2020 Proxy Statement, “Environmental and Social Practices” section (page 37 and page 39) and “Corporate Governance” section (page 73);
Code of Business Conduct and Ethics;
Regions Human Rights Statement;
Regions Vendor Code of Conduct |
| 408-1 |
Operations and suppliers at significant risk for incidents of child labor |
None known at this time. For more information, please see the
Regions Human Rights Statement and the
Regions Vendor Code of Conduct. |
| 103-1 |
Explanation of the material topic and its Boundary |
2019 Annual Review and ESG Report,
“Governance and Ethics” section;
2020 Proxy Statement, “Environmental and Social Practices” section (page 37 and page 39) and “Corporate Governance” section (page 73);
Code of Business Conduct and Ethics;
Regions Human Rights Statement;
Regions Vendor Code of Conduct |
| 103-2 |
The management approach and its components |
2019 Annual Review and ESG Report,
“Governance and Ethics” section;
2020 Proxy Statement, “Environmental and Social Practices” section (page 37 and page 39) and “Corporate Governance” section (page 73);
Code of Business Conduct and Ethics;
Regions Human Rights Statement;
Regions Vendor Code of Conduct |
| 103-3 |
Evaluation of the management approach |
2019 Annual Review and ESG Report,
“Governance and Ethics” section;
2020 Proxy Statement, “Environmental and Social Practices” section (page 37 and page 39) and “Corporate Governance” section (page 73);
Code of Business Conduct and Ethics;
Regions Human Rights Statement;
Regions Vendor Code of Conduct |
| 409-1 |
Operations and suppliers at significant risk for incidents of forced or compulsory labor |
None known at this time. For more information, please see the
Regions Human Rights Statement and the
Regions Vendor Code of Conduct. |
| 103-1 |
Explanation of the material topic and its Boundary |
2019 Annual Review and ESG Report,
“Governance and Ethics” section;
2020 Proxy Statement, “Corporate Governance” section (pages 57-58);
Regions Human Rights Statement;
Regions Vendor Code of Conduct |
| 103-2 |
The management approach and its components |
2019 Annual Review and ESG Report,
“Governance and Ethics” section;
2020 Proxy Statement, “Corporate Governance” section (pages 57-58);
Regions Human Rights Statement;
Regions Vendor Code of Conduct |
| 103-3 |
Evaluation of the management approach |
2019 Annual Review and ESG Report,
“Governance and Ethics” section;
2020 Proxy Statement, “Corporate Governance” section (pages 57-58);
Regions Human Rights Statement;
Regions Vendor Code of Conduct |
| 410-1 |
Security personnel trained in human rights policies or procedures |
See, generally, our
Code of Business Conduct and Ethics,
Regions Human Rights Statement, and
Regions Vendor Code of Conduct. |
| 103-1 |
Explanation of the material topic and its Boundary |
2019 Annual Review and ESG Report,
“Governance and Ethics” section;
2020 Proxy Statement, “Environmental and Social Practices” section (page 37 and page 39) and “Corporate Governance” section (page 73);
Code of Business Conduct and Ethics;
Regions Human Rights Statement;
Regions Vendor Code of Conduct |
| 103-2 |
The management approach and its components |
2019 Annual Review and ESG Report,
“Governance and Ethics” section;
2020 Proxy Statement, “Environmental and Social Practices” section (page 37 and page 39) and “Corporate Governance” section (page 73);
Code of Business Conduct and Ethics;
Regions Human Rights Statement;
Regions Vendor Code of Conduct |
| 103-3 |
Evaluation of the management approach |
2019 Annual Review and ESG Report,
“Governance and Ethics” section;
2020 Proxy Statement, “Environmental and Social Practices” section (page 37 and page 39) and “Corporate Governance” section (page 73);
Code of Business Conduct and Ethics;
Regions Human Rights Statement;
Regions Vendor Code of Conduct |
| 412-1 |
Operations that have been subject to human rights reviews or impact assessments |
2019 Annual Review and ESG Report,
“Governance and Ethics” section;
Regions Vendor Code of Conduct;
Regions Human Rights Statement |
| 412-2 |
Employee training on human rights policies or procedures |
2019 Annual Review and ESG Report,
“Governance and Ethics” section;
2020 Proxy Statement, “Environmental and Social Practices” section (page 39);
Code of Business Conduct and Ethics;
Regions Human Rights Statement;
Regions Vendor Code of Conduct |
| 412-3 |
Significant investment agreements and contracts that include human rights clauses or that underwent human rights screening |
See, generally, the
Regions Human Rights Statement and the
Regions Vendor Code of Conduct |
| 103-1 |
Explanation of the material topic and its Boundary |
2019 Annual Review and ESG Report,
“Business Overview” section,
“Responsible Banking” section, and
“Associates” section;
2020 Proxy Statement, “Environmental and Social Practices” section (pages 45-46); 2019 Community Engagement Report;
Regions’ Doing More Today website |
| 103-2 |
The management approach and its components |
2019 Annual Review and ESG Report,
“Business Overview” section,
“Responsible Banking” section, and
“Associates” section;
2020 Proxy Statement, “Environmental and Social Practices” section (pages 45-46); 2019 Community Engagement Report;
Regions’ Doing More Today website |
| 103-3 |
Evaluation of the management approach |
2019 Annual Review and ESG Report,
“Business Overview” section,
“Responsible Banking” section, and
“Associates” section;
2020 Proxy Statement, “Environmental and Social Practices” section (pages 45-46); 2019 Community Engagement Report;
Regions’ Doing More Today website |
| 413-1 |
Operations with local community engagement, impact assessments, and development programs |
2019 Annual Review and ESG Report,
“Business Overview” section,
“Responsible Banking” section, and
“Associates” section;
2020 Proxy Statement, “Environmental and Social Practices” section (pages 45-46);
2018 SASB Disclosure; 2019 Community Engagement Report;
Regions’ Doing More Today website |
| 103-1 |
Explanation of the material topic and its Boundary |
2019 Annual Review and ESG Report,
“Associates” section;
Regions Vendor Code of Conduct |
| 103-2 |
The management approach and its components |
2019 Annual Review and ESG Report,
“Associates” section;
Regions Vendor Code of Conduct |
| 103-3 |
Evaluation of the management approach |
2019 Annual Review and ESG Report,
“Associates” section;
Regions Vendor Code of Conduct |
| 414-1 |
New suppliers that were screened using social criteria |
2019 Annual Review and ESG Report,
“Associates” section;
Regions Vendor Code of Conduct |
| 414-2 |
Negative social impacts in the supply chain and actions taken |
2019 Annual Review and ESG Report,
“Associates” section;
Regions Vendor Code of Conduct |
| 103-1 |
Explanation of the material topic and its Boundary |
2019 Annual Review and ESG Report,
“Governance and Ethics” section;
2020 Proxy Statement, “Environmental and Social Practices” section (page 47);
2019 Government Affairs Annual Report |
| 103-2 |
The management approach and its components |
2019 Annual Review and ESG Report,
“Governance and Ethics” section;
2020 Proxy Statement, “Environmental and Social Practices” section (page 47);
2019 Government Affairs Annual Report |
| 103-3 |
Evaluation of the management approach |
2019 Annual Review and ESG Report,
“Governance and Ethics” section;
2020 Proxy Statement, “Environmental and Social Practices” section (page 47);
2019 Government Affairs Annual Report |
| 415-1 |
Political contributions |
2019 Annual Review and ESG Report,
“Governance and Ethics” section;
2020 Proxy Statement, “Environmental and Social Practices” section (page 47);
2019 Government Affairs Annual Report |
| 103-1 |
Explanation of the material topic and its Boundary |
2019 Annual Review and ESG Report,
“Governance and Ethics” section and
“Responsible Banking” section;
2020 Proxy Statement, “Questions and Answers” section (page 117) |
| 103-2 |
The management approach and its components |
2019 Annual Review and ESG Report,
“Governance and Ethics” section and
“Responsible Banking” section;
2020 Proxy Statement, “Questions and Answers” section (page 117) |
| 103-3 |
Evaluation of the management approach |
2019 Annual Review and ESG Report,
“Governance and Ethics” section and
“Responsible Banking” section;
2020 Proxy Statement, “Questions and Answers” section (page 117) |
| 416-1 |
Assessment of the health and safety impacts of product and service categories |
2019 Annual Review and ESG Report,
“Governance and Ethics” section and
“Responsible Banking” section |
| 416-2 |
Incidents of non-compliance concerning the health and safety impacts of products and services |
Material events are disclosed in the “Commitments, Contingencies, and Guarantees” footnote (pages 164-165) to the Consolidated Financial Statements in our
2019 Annual Report on Form 10-K. Evaluation of incidents and appropriate courses of action are made in conformance with our
Code of Business Conduct and Ethics. |
| 103-1 |
Explanation of the material topic and its Boundary |
2019 Annual Review and ESG Report,
“Governance and Ethics” section and
“Responsible Banking” section;
2020 Proxy Statement, “Environmental and Social Practices” section (pages 39-40);
Code of Business Conduct and Ethics |
| 103-2 |
The management approach and its components |
2019 Annual Review and ESG Report,
“Governance and Ethics” section and
“Responsible Banking” section;
2020 Proxy Statement, “Environmental and Social Practices” section (pages 39-40);
Code of Business Conduct and Ethics |
| 103-3 |
Evaluation of the management approach |
2019 Annual Review and ESG Report,
“Governance and Ethics” section and
“Responsible Banking” section;
2020 Proxy Statement, “Environmental and Social Practices” section (pages 39-40);
Code of Business Conduct and Ethics |
| 417-1 |
Requirements for product and service information and labeling |
2019 Annual Review and ESG Report,
“Governance and Ethics” section and
“Responsible Banking” section;
2020 Proxy Statement, “Environmental and Social Practices” section (pages 39-40);
Code of Business Conduct and Ethics |
| 417-2 |
Incidents of non-compliance concerning product and service information and labeling |
Material events are disclosed in the “Commitments, Contingencies, and Guarantees” footnote (pages 164-165) to the Consolidated Financial Statements in our
2019 Annual Report on Form 10-K. Evaluation of incidents and appropriate courses of action are made in conformance with our
Code of Business Conduct and Ethics. |
| 417-3 |
Incidents of non-compliance concerning marketing communications |
Material events are disclosed in the “Commitments, Contingencies, and Guarantees” footnote (pages 164-165) to the Consolidated Financial Statements in our
2019 Annual Report on Form 10-K. Evaluation of incidents and appropriate courses of action are made in conformance with our
Code of Business Conduct and Ethics. |
| 103-1 |
Explanation of the material topic and its Boundary |
Regions Privacy Pledge; 2019 Annual Review and ESG Report,
“Governance and Ethics” section;
2020 Proxy Statement, “Corporate Governance” section (pages 57-58);
2019 Annual Report on Form 10-K, “Business” section (pages 17-18), “Risk Factors” section (pages 26-27), and “Management’s Discussion and Analysis” section (pages 83-84);
2018 SASB Disclosure;
Code of Business Conduct and Ethics |
| 103-2 |
The management approach and its components |
Regions Privacy Pledge; 2019 Annual Review and ESG Report,
“Governance and Ethics” section;
2020 Proxy Statement, “Corporate Governance” section (pages 57-58);
2019 Annual Report on Form 10-K, “Business” section (pages 17-18), “Risk Factors” section (pages 26-27), and “Management’s Discussion and Analysis” section (pages 83-84);
2018 SASB Disclosure;
Code of Business Conduct and Ethics |
| 103-3 |
Evaluation of the management approach |
Regions Privacy Pledge; 2019 Annual Review and ESG Report,
“Governance and Ethics” section;
2020 Proxy Statement, “Corporate Governance” section (pages 57-58);
2019 Annual Report on Form 10-K, “Business” section (pages 17-18), “Risk Factors” section (pages 26-27), and “Management’s Discussion and Analysis” section (pages 83-84);
2018 SASB Disclosure;
Code of Business Conduct and Ethics |
| 418-1 |
Substantiated complaints concerning breaches of customer privacy and losses of customer data |
Material events are disclosed in the “Commitments, Contingencies, and Guarantees” footnote (pages 164-165) to the Consolidated Financial Statements in our
2019 Annual Report on Form 10-K. Evaluation of incidents and appropriate courses of action are made in conformance with our
Code of Business Conduct and Ethics. |
| 419-1 |
Non-compliance with laws and regulations in the social and economic area |
Material events are disclosed in the “Commitments, Contingencies, and Guarantees” footnote (pages 164-165) to the Consolidated Financial Statements in our
2019 Annual Report on Form 10-K. Determination of incidents and appropriate courses of action are made in conformance with our
Code of Business Conduct and Ethics. |
GRI Report