GOVERNANCE AND ETHICS

At Regions, we strive to use our corporate values as a lens through which decisions should be made. Regions’ Board provides guidance for sound decision-making and accountability and oversees management, who work to help ensure we are in compliance with laws and regulations. Maintaining legal and regulatory compliance is a minimum standard, and we endeavor to exceed this baseline by implementing leading governance practices.

Further, we strive to conduct business according to the highest ethical standards, as evidenced by our Code of Business Conduct and Ethics (Code of Conduct) applicable to all associates, as well as our Code of Ethics for Senior Financial Officers. Our associates and Directors take these ethical responsibilities seriously and are mindful of our values, in particular, to do what is right. We maintain an environment of openness and transparency and take every opportunity to protect our culture by promoting Regions’ values. Our customers, shareholders, communities and associates expect no less of us if they are to continue giving us their trust and confidence.

The Board and management understand that good governance is the foundation of sustainable business and is necessary for creating shareholder value over the long term.