Why MassMutual?
Providing Solutions for Our Members and Participating Policyowners
MassMutual is a leading mutual life insurance company that is run for the benefit of its members and participating policyowners. MassMutual offers a wide range of financial products and services, including life insurance, disability income insurance, long-term care insurance, annuities, retirement plans and other employee benefits.
Policyowners & Retirement Plans
Policyowners pay insurance premiums that MassMutual uses to:
- Cover the cost of providing protection
- Meet current benefit obligations
- Invest to pay future benefits and generate future value
- Retirement plan contributions are invested to help secure future retirements
Diversified Investment Strategy
Through a disciplined investment process that supports long-term investment performance and prudent risk diversification, MassMutual invests in:
- A variety of asset classes to help meet policyowner commitments
- Strategic operating businesses that capitalize on core capabilities while generating complementary returns
Financial Strength & Dividends
Our earnings help:
- Pay dividends to eligible participating policyowners
- Contribute to capital and surplus
- Support business reinvestment
(Dividends are not guaranteed.)
The Result
A framework focused on delivering:
- Competitive risk-adjusted returns
- Diversified product offerings
- Industry leadership in financial strength
- Dividends
- Quality service