Over time, we have delivered consistently strong results for our clients while maintaining our enduring financial strength, with ratings^{See footnote 1} that are among the highest in any industry. We benefit from the diversification of our businesses, products, and investments, especially in today’s uncertain times.

Our Purpose

We Help People Secure Their Future
and Protect the Ones They Love

As a mutual life insurance company, we operate for the benefit of our more than 4 million policyowners, members, and other customers. Accordingly, we manage our business with a long-term approach to help ensure we can meet our obligations to them.

Throughout our history, we’ve been there for our clients through difficult times, including economic crises, pandemics, bank failures, geopolitical unrest, and more. Today, we continue to stand by the notion that we all do better when we look out for one another.

1. Financial strength ratings for MassMutual and its subsidiaries, C.M. Life Insurance Company and MML Bay State Life Insurance Company, are as follows: A.M. Best Company, A++ (Superior); Fitch Ratings, AA+ (Very Strong); Moody’s Investors Service, Aa3 (High Quality); and S&P Global Ratings, AA+ (Very Strong). Ratings are current as of March 1, 2025, and are subject to change.